JAKARTA – PT Perta Life Insurance achieved a historic performance in 2024, recording gross premium income of Rp1.252 trillion, exceeding its Corporate Work Plan target of Rp1.087 trillion, and growing 15.16% year-on-year.
This marks the highest premium achievement in the company’s history, reflecting a 38.73% increase over 2023. The growth is attributed to effective product expansion and market penetration, especially in annuity, endowment combined, and whole life insurance.
📊 Strong Profit, High RBC, and Operational Efficiency
PertaLife also posted a net profit of Rp97.18 billion, growing 1.09% YoY. Its Risk-Based Capital (RBC) ratio surged to 359.66%, far above the minimum requirement set by Indonesia's Financial Services Authority (OJK).
The BOPO ratio dropped to 12.19%, a historic low for the company—down from previous averages above 22%.
“PertaLife’s transformation is a leap in performance, not just structural,” said CEO Hanindio W. Hadi.
🚀 Non-Captive Channel Soars 223%, Digital Innovation on the Rise
The non-captive distribution channel grew by 223.77% YoY, showing strong traction beyond Pertamina Group’s captive market through strategic institutional partnerships.
The company will continue developing customer-centric insurance products through digital platforms as part of its long-term roadmap.
“We aim to build a sustainable business with strong governance,” said CFO Sigit Panilih.
“We’re launching digital-first, market-relevant products,” added Marketing Director Martino Faishal Saudi.
💼 From Years of Deficit to Positive Financial Growth
Once burdened with 24 years of accumulated losses, PertaLife has now become a financially strong life insurance company, poised to face future challenges with confidence and resilience.
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